What information do you need in order to be added as an authorized user?
Credit card companies customarily require the date of birth and social security number to add an authorized user to an account.
Some companies need only the date of birth which registers that the person meets minimum age requirements necessary to be added according to individual bank restrictions.
It is not required for an actual credit card to be issued, and those adding authorized users need not exchange any other personal information other than the required minimums to fulfill the guidelines of the respective financial institution which owns the card.
Key factors to understand are:
* Limits of social security number and date of birth apply in most cases.
* Personal information is not exchanged during the process nor consent for disclosure.
* Those being added as authorized users may provide only the minimum information needed.
* Third parties may obtain information from authorized users and relay them to primary owners.